Subject of insurance, according to liability insurance conditions, is the legal responsibility of the policy holder for damages caused by death, health or bodily injry, as well as damage or destruction of third parties' items.
This insurance covers liability for damage that occurred by owning property,legal relationship, or a certain feature as a source of danger, all of which have been underlined in the insurance policy or the insurance offer.

The insurance also applies to liability for damage caused by:
• Increase of the risk or expansion of the insured source of risk that originated during the period of insurance
• New source of risk which appeared to the policy holder after the conclusion of the insurance contract for the activity carried out (insurance for new sources of risk)

Special insurance for:
• Notaries
• Trustees
• Brokerage companies
• Construction companies and
• Models for the need of the insurance market.